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Open an online Money Market Account from CIT Bank (available nationwide) and earn a 1.85% APY rate on all balances. There’s no monthly service charge and the minimum opening deposit is just $100. There’s no monthly service charge and the minimum opening deposit is just $100.

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Date: July 20th, 2016. Dear Debtor, This is a final reminder that your account with us appears as past due. Our records indicate that you have an outstanding balance with the following invoice overdue.